Market entryThe licence nobody neededA marketplace was eighteen months into an EMI application it did not require. Re-scoped to an agent model, it went live in nine weeks.4 min

LendingApproval rate was the productA lender blamed demand for flat volume. The scorecard was declining good borrowers on a data field that was empty half the time.3 min

PaymentsA ledger that closes dailyReconciliation ran on three spreadsheets and one person. Rebuilt as double-entry, month-end went from nine days to one.4 min

CapitalRaising against numbers investors can actually readThe business was fundable. The data room was not. Rebuilt once, properly, it drew three term sheets in eleven weeks.3 min